The AEGON Premium Pension Institution offers security, simplicity and convenience.
Security
AEGON sees guarantees and safeguards as essential components of a good pension. So if an employee dies before retirement, his survivors can count on a full survivor pension. That way, he knows his loved ones are well cared for. The balance in the investment account reverts to the other members within the PPI.
You enjoy the security that your pension continues to grow if you become unable to work through incapacity. AEGON will take over the contribution payments in part or in full, depending on the percentage of occupational disability.
We think it is important that an employee can make his own choices and can opt for a guaranteed pension. The employee can choose to convert the balance in his investment account into a guaranteed pension at any time.
Simplicity
Every employee has his own investment account. Every month the employer pays an amount into this account: the defined contribution. The employee decides how the defined contribution must be invested. There are two options:
- Life Cycle investing (AEGON invests for the employee): investment funds are selected to suit the employee’s personal risk profile. The risk is reduced as the retirement date draws nearer.
- Self-managed investing: the employee invests in investment funds that are selected by AEGON. He can determine his personal risk profile using the AEGON Investor Guide (currently available in Dutch only).
Convenience
- A comprehensive and modern pension scheme
- The pension scheme is automatically adapted to laws and regulations
- Only two months’ notice to cancel
- 100% digital
- For the employer: data changes and new member registrations via 'AEGON BeheerNet'
- For the employee: access to latest pension information via 'AEGON PensioenSite'.
