No hidden costs. And we really mean: no hidden costs. There are no strings whatsoever. AEGON PPI is 100% transparent, as is evident from our approach to costs.
Your employer pays:
- Contributions into the investment account for pension accrual.
- Contributions for risk cover. This ensures that pension accrual continues if you become unable to work through incapacity and that your survivors are left well cared for if he dies.
- A fixed sum for administering the pension scheme.
- Advisory fees to the adviser.
- Incoming individual pension value transfer € 150.
- Divorce € 150.
You pay:
- Costs relating to the management of the investment funds (this is also known as the Total Expense Ratio; these costs are settled with the return on the investment fund).
- Buying and selling costs of the investment funds with a maximum of 0.3%.
- Switch costs (buying and selling costs when changing your investment funds and/or investment profile). We settle these with your investments.
- The costs for a guaranteed pension, if you choose this option.
- Any personal contribution to the pension scheme. Your employer determines whether you are required to make a contribution to the pension scheme.
