Derisking your pensions
Over the past few years, pension funds have become an increasingly important issue for companies. A combination of tightened accounting regulations, dramatic market fluctuations and an ageing population has highlighted as never before the risks inherent in many pension funds. The importance of corporate pensions as a benefit is only likely to rise, as people live longer and as state pensions decline. It is therefore important that companies can preserve the benefit of pensions while removing or reducing the risk.
Reducing pension risk – dedicated solutions
AEGON Global Pensions has developed pension derisking solutions for companies looking to control or remove investment risk, interest rate risk, inflation risk and longevity risks.
- Longevity swaps – Longevity swaps enable pension funds to protect themselves against the risk that their employees will live longer than previously predicted. Longevity swaps allow companies to reduce the volatility of their pension plans.
- Pension buyouts and buy-ins in the Netherlands – By transferring all or part of your company’s pension liabilities to AEGON, you can remove the risks associated with your defined benefit plans, protecting your company from both short-term volatility and long-term uncertainty.
- Liability-Driven Investing (LDI) – LDI allows a pension fund to remove unrewarded interest and inflation risk by matching its liabilities with assets.
More information
AEGON Global Pensions can help reducing your pension risks. For more information, please read the brochure or contact us.